Could you afford to replace all your belongings if there were a fire, theft, or other major loss tomorrow? It only takes a few minutes to see how affordable renters coverage can be.
What is Renters' Insurance?
Renters' insurance is an insurance policy which provides most of the benefits of homeowners' insurance. This includes liability insurance. The tenant's personal property is also covered against named perils such as fire, theft and vandalism. Renters' insurance does not include coverage for the dwelling, or structure, with the exception of small alterations that a tenant makes to the structure. The owner of the building is responsible for insuring it, but bears no responsibility for the tenant's belongings
How Much Renters' Insurance Do I Need?
The cost of renters insurance and the amount of personal property coverage you need depends on how much your property is worth.
To get a better understanding of your coverage needs, ask yourself the following questions:
- How much are my belongings worth?
- Could I afford to buy it all back again if it were destroyed in a fire or stolen?
- What would I do in the event of a liability lawsuit against me?
And one more thing. If you have ever asked yourself "Do I need renters insurance?" the answer is probably yes.
Contact us to learn more about the right renters insurance policy for you.
Many renters aren’t aware that they have much of the same insurance needs as the average homeowner. American Eagle Insurance is here to make sure you’re covered and protected, no matter what.
Whether you rent an apartment, a home, or a condo unit, our insurance brokers are highly knowledgeable on the different types of coverage available to tenants of all kinds. We’ll be sure to point you toward insurance plans that best suit your needs, and we’ll find you the best value too.
Ready to protect your assets as a tenant? Give us a call now at (225) 667-7377 to learn more about renter’s insurance. Book a consultation and our team of insurance experts will help you find the right coverage.
Obligation-Free Consultations on Apartment Renter’s Insurance
Once you get in touch with us, we’ll set up a no-obligation consultation at the earliest convenience. This way, we’ll be able to sit down and speak with you in person about apartment and home renter’s insurance, and the different options that are at your disposal.
We first need to establish the details and parameters of your renting situation, and then, we’ll make recommendations on the best renter’s insurance for you. We take into consideration any protection put in place by your landlord, and we’ll explain what their insurance covers and omits.
Full-Range Renter’s Insurance Coverage
At American Eagle Insurance, we can provide you with full-range renter’s insurance coverage for your situation. We’ll introduce you to several trusted insurers that offer comprehensive and affordable protection against a broad range of risks that may come about when renting a property. Different kinds of renter insurance coverage include the following:
- Personal belongings coverage
- All perils coverage
- Non-owned property coverage
- Additional living expenses
- Personal liability coverage
- and more
If you’re not sure what a specific policy consists of, our team is only ever a phone call away and is happy to clarify.
Assistance Submitting Apartment Insurance Claims
Our services don’t stop once we’ve found the perfect tenant insurance plan for you. We’re also here to help you submit insurance claims when the time comes. We’ll speed up the claiming process and take the stress off your shoulders.
When you choose us for your renter insurance needs, you can be sure that we take care of everything from start to finish. Plus, you’ll always receive your settlements promptly.